pakistan bank deposits deposit - StatebankofPakistanbusiness loan banking deposits Pakistan Bank Deposits Surpass Trillion Mark: An In-depth Analysis

StateBankofPakistanRemittances data Pakistan's banking deposits have witnessed an unprecedented surge, crossing the significant milestone of PKR 31 trillionReal interest rate (%) - Pakistan This remarkable growth, especially in the Pakistan's banking sector, reflects a dynamic economic landscape and provides critical insights into the financial health and behavior of financial institutions within Pakistan2025715—Bank depositsincrease 8.5% to Rs35.5tr in Jun July 15, 2025 (MLN) The totaldepositsheld by scheduledbankshave moved up by 8.5% to Rs35.5  This article delves into the specifics of these bank deposits, exploring their current standing, trends, and the factors contributing to their expansionBank deposits reach Rs31 trillion, investments surge as

The latest reports indicate that by January 2025, deposits in Pakistan's banking sector reached an impressive PKR 31Bank deposits increase 8.5% to Rs35.5tr in Jun03 trillion, marking a substantial 12Suggested Citation WorldBank,Bank Depositsto GDP forPakistan[DDOI02PKA156NWDB], retrieved from FRED, Federal ReserveBankof St. Louis; https//fred.6% year-on-year increaseReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans  This upward trajectory continued, with total deposits held by scheduled banks reaching PKR 35Bank deposits reach Rs31 trillion, investments surge as 5 trillion by June 2025, an 8𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐊𝐢𝐧𝐠 | Mir Nejib Rahman5% incrementAnnual Report 2023-24 This steady accumulation of funds within the banking system is a positive indicator for economic stability and growth2025715—Bank depositsincrease 8.5% to Rs35.5tr in Jun July 15, 2025 (MLN) The totaldepositsheld by scheduledbankshave moved up by 8.5% to Rs35.5 

Delving deeper into the composition of these bank deposits, personal deposits now constitute nearly half of the total banking deposits in PakistanBank Deposits (As % of GDP) in Pakistan This highlights the significant role of households and individuals in bolstering the deposit base of the country's banksRs. 16 Trillion in Banks Belongs to Ordinary Pakistanis Financial entities like Meezan Bank also contribute to the overall deposit landscape, although specific figures for their total deposits would require dedicated reportingRs. 16 Trillion in Banks Belongs to Ordinary Pakistanis

The National Central Bank of Pakistan has also provided valuable data regarding bank deposits as a share of GDPPakistanBankcredit as percent ofbank deposits The latest value from 2021 is 48.16 percent, an increase from 46.1 percent in 2020. In 2021, this figure stood at 36Pakistan Bank credit to deposits - data, chart2% of GDP, showing a slight decrease of 02025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase, 444% from the preceding year2024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments. While this is a crucial metric for understanding the depth of financial intermediation, the absolute growth in bank deposits in subsequent years suggests a strengthening of the formal financial sector2024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments.

Furthermore, the credit-to-deposit ratio offers another lens through which to view the banking sector2025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase,  In 2021, bank credit as a percentage of bank deposits in Pakistan reached 48Real interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans 16 percent, an increase from 46Bank depositsas a share of gdp reached 36.2% in 2021 inPakistan, according to the National CentralBank. This is 0.444% less than in the previous year.1 percent in 2020Real interest rate (%) - Pakistan This indicates that banks are actively being utilized to finance various economic activities, a healthy sign for an economy𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐊𝐢𝐧𝐠 | Mir Nejib Rahman

The information provided by the State Bank of Pakistan (SBP) is pivotal in understanding these trends2025917—Personaldepositsnow account for nearly half ofPakistan'stotalbanking deposits, highlighting the dominant role of households and  While the SBP deposits figures are directly related to this overall growth, the State Bank of Pakistan's interest rate policies and its stance on remittances data and exchange rates also indirectly influence the attractiveness of holding deposits within the countryBank deposits increase 8.5% to Rs35.5tr in Jun A favorable macroeconomic environment, often steered by the State Bank of Pakistan's monetary policy, encourages people to keep their savings in banksAnnual Report 2023-24 The interest rates of banks in Pakistan play a crucial role in this decision-making process for depositorsPakistan Bank credit to deposits - data, chart

It is important to note that while Karandaaz Pakistan and CS Solutions (Pvt) Limited strive to provide accurate data, especially concerning bank deposits by category of depositors in Pakistan (Rural), they emphasize that their data portals are for informational purposes only and do not guarantee timeliness, accuracy, or completenessReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans  Nevertheless, the overall picture painted by the available data is one of robust growth and increasing public trust in the banking system of PakistanPakistanBankcredit as percent ofbank deposits The latest value from 2021 is 48.16 percent, an increase from 46.1 percent in 2020. The continued expansion of bank deposits is a testament to the growing financial inclusion and the increasing confidence of citizens in the stability and reliability of Pakistan's financial institutionsBank Deposits (As % of GDP) in Pakistan The deposit base is crucial for financial stability and economic developmentReal interest rate (%) - Pakistan